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The good news is our car insurance 'only' 3rd highest

1:50 PM Posted by NEW TECHNOLOGY
The good news is our car insurance 'only' 3rd highest

BY Kenneth Lovett
DAILY NEWS STAFF WRITER

Tuesday, November 11th 2008, 9:26 PM
Franklin/AP

Traffic backs up on the East River Drive.

ALBANY - After years of having the second-highest auto insurance rates in the country, New York has dipped to No. 3, a new report shows.

The average New York premium in 2006 slipped to $1,213, a $50 - or 4% - drop from 2005, the National Association of Insurance Commissioners reported.

At $1,285 a year, New Jersey in 2006 - the latest numbers available - still had the highest average premiums in the country.

Louisiana, at $1,255 a year, jumped ahead of New York into the No. 2 spot.

New Yorkers still pay 30% above the $937 national average premium, though the state's 4% drop surpassed the average decrease in the nation of 1.3%.

Iowa had the lowest premiums in the country at $644.

State Insurance Department Superintendent Eric Dinallo credited New York's gains to enhanced state and industry anti-fraud measures.

Russell Haven of the New York Public Interest Research Group said "being in the top 10 ... is not a badge of honor."

An industry spokesman said "auto insurance costs are not straining people's budgets."
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